Category: Credit

The real APR puts consumer credit on the same line for comparison

Every one of us has certainly come across the concept of “APR,” but do you know what that really means? The annual percentage rate of charge is not only a mandatory disclosure requirement for banks and financial institutions, but also a great tool for comparing credit. In this article, we will tell you more about…

Credit Restructuring Forms

Many people when they encounter problems with paying off the loan decide to ignore them and hope that “somehow it will be.” This approach can only have negative consequences, such as the intervention of a debt collection company or bailiff. Most people are unaware that the bank is generally willing to negotiate with a financial…